Warning: late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.
About us
Consider Pay Penguin when you need a little extra. It only takes a few minutes to apply for a short term loan.
With a quick, convenient application process you can receive a decision in just a few minutes. Learn more about Pay Penguin, how our service works, and what sets us apart.
Consider us
When you need a little extra this month.
1
There isn't any paperwork
The entire Pay Penguin application process is online which means there isn't any paperwork to complete.
2
We never charge you any fees
There aren't any hidden fees when you apply with Pay Penguin. As a broker we can help you find a suitable loan quote.
3
Bad credit history accepted
Our lenders will consider applicants without a credit history or with a less than perfect credit history.
Ready to apply
Getting started
How our service works and what you need to apply.
We will search and compare multiple lenders and brokers for the best possible short term loan that meets your requirements and needs. We've have put together a quick eligibility checker that you can use to confirm if you're eligible to apply for a short term loan with us.
There is no paperwork or anything to sign, just our simple online application. On average it takes a few minutes to complete and receive a decision.
Pay Penguin short term loans
What to know and short term loans explained.
A short term loan with Pay Penguin is a viable option when you need some extra money until your next payday. It can be especially useful to help with unexpected costs. Short term loans are often used to pay off bills within a few months, and we know a quick decision is required, so applying with Pay Penguin is straightforward and timely.
A short term loan could cost less than other loan types, but bear in mind that the longer you borrow, the more interest you could end up paying on your loan.
There are a few questions to ask before you apply. Consider all available options before applying for a short term loan.
- Is a short term loan the only option available?
- Do you have other ways of covering the cost?
- Can you afford to pay the loan back?
These are just a few questions to answer before considering a loan with Pay Penguin. Should you find yourself taking loans out frequently, then our short term loans may not be the best option for you.
Are you ready to apply with
Pay Penguin?
Consider Pay Penguin when you need a little extra. It only takes a few minutes to apply for a short term loan.
Let's get started
