Pay Penguin is a loan broker who operate and work online helping customers secure loans. We have interim permission from the Financial Conduct Authority (FCA) and we are registered with the Information Commissioner's Office for data protection.

We work hard to ensure all our customers are treated fairly, we do not encourage people with bad credit or debt to carry on taking out new loans, the application process is completely clear, open and honest, with no hidden fees or charges.

If you would like to learn more you can review the eligibility checklist to make sure you meet the requirements before applying. Our FAQs also provide helpful information about our service and short term loans.