Warning: late repayments can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a broker not a lender.
Do I qualify?
When applying for a short term loan with Pay Penguin you need to meet certain criteria, check out our eligibility requirements.
A short term loan can be used for a wide range of financial situations such as an unexpected emergency, car repairs, and home improvements. Applying for a short term loan with Pay Penguin is a viable option when you need to pay off a bill within a few months. To start we recommend checking the eligibility requirements first.
What is required
Before you apply for a short term loan check if you are eligible.
Aged 18 or over
Applicants that are 18 years old or over can apply.
UK resident
Only UK based residents can apply for a short term loan.
UK bank account
A UK bank account is required to receive the loan and make repayments.
Regular income
Applicants require a regular income before applying.
UK address
An address in the UK is required before an application can be considered.
Can repay the loan
Applicants must be able to repay the short term loan.
What's next
What you can do going forward.
If you answered yes to all of the requirements you can start your loan application with us. Consider applying today, simply fill in a few details and receive a decision in minutes.
We know that sometimes your pay just won't stretch far enough and unexpected things can come up that are simply out of your control. A short term loan is an option for these unexpected emergencies. Pay Penguin offers short term loans for many different situations.
Consider Pay Penguin
How we can help when you need a little extra.
As a responsible short term loan provider we do not want you to apply for a loan with us if it will compromise your current financial situation. We recommend you do not apply if you are experiencing financial difficulty on a monthly basis or you are currently finding it difficult to repay your current creditors you might consider contacting a debt advisory service to help you. You can contact nationaldebtline.org who offer free advice and support.
We work closely with the top lenders in the UK so we can provide the right short term loan for you and the best quality service. If you have any questions in regards to our website or the services we provide please get in touch with our customer support team.
Are you ready to apply with
Pay Penguin?
Consider Pay Penguin when you need a little extra. It only takes a few minutes to apply for a short term loan.
Let's get started
